What is the annual fee for this card? Does MSB offer an annual fee waiver policy?

The annual fee is VND 15,000,000 per year.
For the first year:

• 50% annual fee rebate if spending reaches VND 30 million within 30 days from the card activation date.
• 100% annual fee rebate if spending reaches VND 100 million within 30 days from the card activation date.

From the second year onwards:

• Annual fee waiver if the total spending in the 12 months prior to the annual fee charge date (12-month cycle from the card issuance date) reaches at least VND 600,000,000 per year.

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