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Average interest rate of newly disbursed loans in December

03/02/2026

Disclosure content:

Criteria

Interest Rate

Average loan interest rate

7.70%

Average difference between deposit and loan interest rates (*)

2.90%

Note:

  1. The average lending interest rate of MSB is not the interest rate applied to each individual loan.
  2. The difference between average deposit and lending interest rates does not include capital mobilization costs such as mandatory reserves, deposit insurance, liquidity costs, and operating costs.

Please contact MSB branches and transaction offices for more information. Details about MSB’s credit/deposit programs, preferential programs and promotions.