Double your profit starting today with your MSB account

To double the benefits of participating in the interest-bearing program on the MSB mBank app, MSB is offering a special combo program with a 5.8% interest rate + a bonus of 1 million VND (conditions apply to first-time participants in the interest-bearing program with an MSB account).

Dear Valued Customers,

To double the benefits when participating in profit generation on the MSB mBank application, MSB is offering a special combo program with a 5.8% yield + a gift of 1 million VND (conditions apply to first-time participants in profit generation with an MSB account).

1. 1. Promotion Program Name (CTKM):Promotion program for individual customers New to Bank 2025, 2026 (NTB 2025, 2026) participating in Profit-generating Products for the first time at MSB
   2. Promotional Goods and Services: Participation in Profit-generating Products (certificates of deposit or other profit-generating products according to the MSB approved list from time to time) conducted through the MSB mBank application, meeting the conditions in Sections 8 and 10 of these Regulations.
   3. Promotion Period:From December 9, 2025 to April 30, 2026 or until the promotion budget is exhausted as stipulated in Section 8 of these Regulations, whichever comes first Whichever comes first, MSB does not need to give prior notice.Promotion Area (Scope): Nationwide.

      Promotion Method: Customers participating in the profit-generating product for the first time will receive a cash gift (transferred to their MSB payment account) upon meeting the program conditions.

      Customers of the Promotion Program (eligible participants):

      P. Customers must be individuals who simultaneously meet all the following conditions:

      Using a payment account at MSB and opening a new online payment account in 2025 and 2026.

      Participating in the profit-generating product for the first time at MSB via online channels during the promotion period. Detailed participation value requirements are shown in Table 1. Conditions for Participation in the Program

   4. Do not attach the referral code of the sales representative during the participation period.

Note:

1. 1. • A customer can only receive the reward once based on the value of their participation during the program period, provided they meet the conditions of this promotional program.
      • Not applicable to customers who violate MSB regulations or show signs of fraud.
   2. 7. Goods and services used for promotion: VND cash (transferred to the customer’s MSB payment account).
      8. Prize structure (prize content, prize value, number of prizes):

Each customer who meets the conditions to receive the promotion under this Program will be awarded a prize, specifically according to Table 8.1:

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