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Average interest rate of newly disbursed loans in October

12/11/2025

Content of Announcement:

Indicators

Interest Rate

Average Lending Interest Rate

6.78%

Interest Rate Difference Between Average Deposit and Lending Rates (*)

2.73%

 

Note:

1. The average lending interest rate of MSB is not the interest rate applied to each individual loan.

2. The average interest rate spread between deposits and loans does not include capital mobilization costs such as mandatory reserves, deposit insurance, liquidity costs, and operating costs.

Please contact MSB branches and transaction offices for more details on credit/deposit programs, promotions, and special offers.