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Terms and conditions of the program “Open an account on MSB ChatBanking – Receive abundant offers”
05/12/2025- Information of the merchant conducting the promotion:
- Vietnam Maritime Commercial Bank (MSB)
- Head office address: 54A Nguyen Chi Thanh Street, Lang Ward, Hanoi City, Vietnam
- Phone: 19006083
Promotion Program Name: “Open an account on MSB ChatBanking – Receive abundant offers”
Promotional Goods and Services: Payment accounts opened at MSB.
Promotion Period: From December 1, 2025 to March 31, 2026, or until the promotional budget is exhausted, whichever comes first, and MSB does not need to give prior notice.
Promotion Area (Scope): Nationwide.
Promotion Method: Giving away goods or providing services free of charge, accompanied by the sale of goods or services. event.
- Customers of the Promotion Program (eligible participants):
Individual customers who open a new payment account at MSB through MSB ChatBanking integrated on the Zalo application, enter the referral code or program code URBOX.
- Goods and services used for promotion: Urbox E-voucher.
- Prize structure (prize content, prize value, number of prizes):
| STT | Conditions | Prize Content | Quantity | Unit Price (VND, including VAT) | Total Amount (VND, including VAT) |
| 1 | – Individual customers opening a new payment account at MSB through MSB ChatBanking integrated on the Zalo application, enter the referral code or program code URBOX. Then, the customer downloads and installs the MSB mBank application, logs in successfully, and makes a debit transfer transaction with a minimum value of 50,000 VND in the month the account is opened. | E-voucher Urbox | 2,000 | 100,000 | 200,000,000 |
| TOTAL VALUE (including VAT) | 200,000,000 | ||||
| In words: Two hundred million dong | |||||
Total value of goods and services used for promotion:200,000,000 VND (In words: Two hundred milliondong),including VAT.
- Detailed content of the promotion program:
10.1.Time, location, method of determining winners and method of prize payment:
- After the customer meets the conditions to receive the promotion, the MSB system will send a 16-digit E-voucher code and a 6-digit PIN to activate the E-voucher on the Urbox application to the customer (via notification on the customer’s MSB mBank application and/or other notification methods suitable for the MSB system).
- Prize payment time: No later than 45 days from the end of the program.
- Customers enter the E-voucher code and PIN provided on the Urbox application to use electronic gift vouchers from major brands nationwide. Including supermarkets, restaurants, convenience stores, fashion, electronics, cafes, mother and baby stores…10.2. Contents related to the use of promotional gifts:Not redeemable for cash, no change given, valid for one-time use only.
E-vouchers have an expiration date as announced by MSB when MSB sends the E-voucher code to the customer.