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Terms and conditions of the promotional program “MSB Account Engagement Program”

10/11/2025

Terms and Conditions of the “MSB Account Linking Program” Promotion

  1. Information of the merchant conducting the promotion:
  • Vietnam Maritime Commercial Bank (MSB)
  • Head office address: 54A Nguyen Chi Thanh Street, Lang Ward, Hanoi City
  • Phone number:
  1. Name of the promotion program (CTKM):MSB Account Linking Program.
  2. Promotion area (scope):Nationwide.
  3. Promotion method:Giving away goods or providing services free of charge in conjunction with the purchase of goods or services.
  4. Promotion period:or until the number of gifts runs out (E-voucher) is stipulated in Section 9 of these Regulations, whichever comes first, and MSB does not need to give prior notice.
  5. Goods and services offered:MSB Certificate of Deposit.
  6. Goods and services used for promotion:E-voucher of Hatoyama restaurant[1].
  7. Customers of thePromotion (eligible recipients of the promotion):

Customers are individuals who simultaneously satisfy the following conditions:

  • Have a Vietnamese Dong payment account in normal working order and are using MSB’s electronic banking services on the application Use MSB mBank.

    Receive a notification inviting you to participate in this promotion, including but not limited to through the MSB mBank application and/or through other contact channels such as: Email, Zalo, etc.

    Make at least 01 (one) successful transaction to purchase MSB certificate of deposit products with a minimum value of VND 11,000,000 (Eleven million dong) on ​​the MSB mBank application during the promotion period.

     

    No.

    Prize Content

    Value Prize value (VND)

    Number of prizes

    Total amount (VND)

    1

    E-voucher applicable at Hatoyama restaurant chain[2]

    2,350,000

    300

    0

    Total:

    300

    0

    Total value of goods and services used for promotion:0 VND (In words: Zerodong).

    Details about the E-voucher that is the prize of this promotion:

    • This is an E-voucher for a complimentary mixed Sashimi (SASHIMI) MORIAWASE 3) worth VND 2,350,000 (In words: Two million, three hundred and fifty thousand dong).

      Applicable to groups of 4 or more.

      Applicable locations: Applicable to Hatoyama restaurants listed in the attached Terms and Conditions.

      Cannot be combined with other promotions.

      Cannot be combined with membership benefits.

      Customers must present a valid E-voucher when paying the bill at Hatoyama restaurants. E-vouchers are non-transferable, non-exchangeable for cash, and non-refundable to customers.

      E-voucher validity period: Valid until June 30, 2026.

      Reward payment time and method:

      Reward payment method: Customers who meet the conditions for receiving the promotion as stipulated in Section 8 of these Terms and Conditions will receive an E-voucher code from MSB, including but not limited to the MSB mBank application and/or other contact channels such as email, Zalo, etc.

      Reward payment time: Maximum 7 days from the date the customer meets the conditions for receiving the promotion as stipulated in Section 8 of these Terms and Conditions.

      Each customer who meets the conditions for receiving the promotion will only receive one reward throughout the promotion period. Promotional Program.

    • Rewards will be paid in the order of the transaction time the Customer makes that meets the conditions for receiving the promotion as stipulated in Section 8 of these Terms and Conditions (transactions completed earlier will receive rewards first).
    1. Rights and responsibilities of the parties:
    2. Rights and responsibilities of MSB:
    • Implement the promotional program in accordance with the published content and legal regulations.
    • MSB’s decision on matters related to this promotional program is final and binding on the Customer.