A. Applied articles:
1. The interest table is not applied for credit customers.
2. The interest rates are put up by the percentage per month or the percentage per year (1 year=360 days, 1 month=30 days).
3. Payments of interest will be paid on the maturity date. Particularly, payments of interest of savings current will be paid by the end of each month.
4. In case you don’t receive payments of interest on the maturity date and without any previous notices or agreements, your savings (including the principal and interest) will be automatically renewed by the bank, kept in the same term and earned the interest rate applied at the time of renewal.
5. As per savings balance kept on the day of changing interest rates, the old interest rates will be remained untill the due date.
6. This interest table has applied since 22th, August, 2008.
B. Interest table:
Interest level | Interest rate |
VND (%/month) | USD (%/year) |
Basic level | 0,3 | 1.5 |
Level 1 | 0.32 | 1.7 |
Level 2 | 0.34 | 1.9 |
Level 3 | 0.36 | 2.1 |
Level 4 | 0.38 | 2.3 |
Level 5 | 0.4 | 2.5 |
